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The speaker discusses a recent seller finance deal where the seller sought additional assurance post-title transfer. In this transaction, the title shifts from seller to buyer, who effectively becomes a borrower against the seller acting as a lender. Depending on the state, the transaction involves either a deed of trust or a mortgage, serving as a security instrument that publicly documents the debt. This instrument is critical for safeguarding the seller's interests as the financier. In specific cases, additional security measures may be required to ensure the transaction's safety and efficacy.