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To compare auto insurance rates effectively, the video tutorial recommends using the website TheZebra.com. To get started, enter your zip code—in this case, 04103 in Portland, Maine—along with vehicle details, such as a 1997 Jeep Wrangler used primarily in summer. The website is user-friendly and provides real-time estimates. After entering personal information like date of birth (January 5, 1985), credit score (assumed decent), marital status (single), and gender (male), you can see various insurance quotes. The tutorial emphasizes that providing accurate information is crucial to obtaining the best insurance rate.