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In Camden, New Jersey, Bob discusses purchasing a home with a land lease agreement as a middle ground between renting and traditional homeownership. He can buy a smaller, decent-quality two-bedroom, one-bathroom home for about $100,000, potentially paying most or all of it upfront, thus avoiding a mortgage. However, he would be responsible for an $800 monthly payment for the land lease, likening it to a large homeowners association (HOA) fee. This option presents a more affordable alternative compared to the higher rents of $1,500 to $2,000 per month, which he seeks to avoid while still moving away from renting.