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The speaker downloads an independent contractor agreement from the internet, noting the typical practice of searching for free resources without signing up. They describe the agreement as mediocre—not terrible, but also not impressive. The speaker, a contracts lawyer, explains that if they provided this document to a paying client, it could lead to a malpractice lawsuit due to its incompleteness. They emphasize that this agreement reflects a common quality among downloaded legal documents. Throughout the discussion, the speaker highlights specific problematic areas in the contract, indicating concerns over its adequacy and highlighting sections they find particularly inadequate.