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Smart contracts enable the programmability of blockchains, allowing for self-executing agreements that track, verify, and execute transactions among various parties. This automation facilitates secure connections for individuals, businesses, and governments. However, creating smart contracts typically requires skilled developers and a challenging programming language. Input Output Global (IOG) addresses this issue with Marlowe, a low-code programming language designed for writing and executing financial contracts on the Cardano blockchain. Marlowe is an open-source, domain-specific language that includes pre-programmed templates and tools, making it accessible for users to build their own smart contracts.