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A loan agreement is a formal document evidencing a loan, detailing essential elements such as covenants (positive or negative), collateral information (including loan type and value), guarantees, interest rates, fees, repayment conditions, and the repayment period. It outlines the terms and conditions established by the lender, which may be a bank or another financial institution, allowing the borrower to access the loan. This type of agreement may also be known as a facility agreement. Typically, the agreement comprises four sections: the first defines terms used in the document, and the second addresses... [text ends here, continuing the summary would require additional content].
