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A Certificate of Insurance is a document issued to small business owners as proof of insurance. It is a straightforward form from an insurance company or broker that includes coverage details, the issuing company, policy number, names of the insured, policy dates, and coverage limits and deductibles. General Contractors often face potential losses from accidents during projects, which can be costly for both themselves and their clients. To mitigate these risks, contractors typically obtain general liability insurance. In many states, proof of liability insurance is required for obtaining a general contractor license, although this requirement may not be enforced by state or local governments.
