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good evening everyone my name is erica gil m hino and im here to discuss on the chapter 4 of extinguishment of obligations the fourth special forms of payment tender of payment and consignation article 1256-1261 so let us go to the first slide article 1256 if the creditor to whom tender of payment has been made refuses without just cost to accept it the debtor shall be released from responsibility by the consignation of the thing or some jew but before that let us familiarize ourselves munna samonga terms thunder of payment and consignation thunder of payment the act on the point of the debtor of offering to the creditor the thing or amount due the debtor must show that he has in in his possession the thing or money to be delivered at the time of the offer so if it is a monetary obligation unipack offering a bigayon pera obayad if it is an obligation to give something that began the object means more tender of payment is the act of offering its a preparatory act for consignation nex