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AP designation signifies expertise and dedication in handling changes within the payments industry. It demonstrates a commitment to maneuvering within the channels and frameworks of the industry to achieve necessary resolutions. The AAP designation indicates credibility and proficiency in understanding the Automated Clearing House Network, its rules, and its impacts on institutions. Regulators increasingly expect banks and credit unions to have at least one AAP-certified individual on staff. The certification is considered the gold standard, showing a knowledge level necessary to effectively manage ACH and conduct audits. Customers will trust and rely on individuals with this certification.