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hello this is Linda Keith and Im gonna walk you through the cash flow analysis worksheet used by lenders and underwriters throughout the country to pull qualifying income for their business borrowers and their borrowers who own businesses it will open read-only and youre likely to see some sort of a window that says open read-only or supply the password you dont have the password open read-only save as with another filename and you can save it and save your customers information in that manner that way any formulas that shouldnt change wont accidentally be changed then youre gonna have quite a few tabs right across the bottom here youve got some instructions that will walk you through all kinds of things you might need to know to even easily use this worksheet borrower information and then two different first pages and actually when you open them up let me show you whats gonna be showing there is a caution right here that there are two front pages and you pick the one that fit