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alright so this video were gonna look at what if analysis data tables and this video were doing a two variable and lets just look at buying a car okay so heres what well heres the cost of the car down payment interest rate number of years and payments per year so pay it monthly so down here Ive got the amount borrowed which thats gonna be the cost of the car - the down payment and then my monthly interest rate thats the 4% divided by the payment per year which is 12 then the number of payments that I have thats going to be the total years times the number of payments which that would be 60 and then my monthly payment I used the PMT function I wont get into that I might do another video on that but just real quick the rate the rate is the interest rate divided by the number of periods thats the theres where the 0.33% comes from and this right here is the number of periods that would be 60 thats the five times twelve and this is your the amount youre gonna be loan theres