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a retail payment plan agreement is a payment contract made between a retail store and an individual or business that purchased goods here well go over things for which a payment plan can be used and what to include in the agreement why use a payment plan agreement payment plans are for large purchases are quite common they relieve customers of a large upfront financial burden and potentially allow stores to make more than the original sale price if a customer cannot afford the entire cost of an item and the seller offers payment plans its common that interest is charged after a certain period or even immediately customers sometimes prefer to purchase expensive items by way of spread out payments even if the total price of the item ends up costing more than the sticker price when all payments are fulfilled goods that commonly incorporate payment plans include furniture jewelry appliances and expensive electronics what to include in the payment plan the contract should include a minim
