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In this overview by estate planning attorney Paul Rabale, he explains what a living trust is and its significance in estate planning. When someone passes away with assets solely titled in their name—such as a home, rental property, stocks, and business interests—these are considered probate assets. Upon death, these assets become frozen, preventing heirs from accessing them until they go through a potentially lengthy and costly probate process, regardless of whether a will exists. Rabale emphasizes that many people find probate to be cumbersome, which is why they often opt for living trusts as a solution to avoid these challenges. Additionally, he notes that some assets might not require court involvement.
