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Annotate Deferred Compensation Plan

Annotate Deferred Compensation Plan

Aug 6th, 2022

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How to Annotate Deferred Compensation Plan

5 out of 5

15 votes

Wayne Wagner from Visionary Wealth Management discusses Deferred Compensation Plans (DCPs), including Executive Deferred Compensation Plans (EDCPs). Clients typically opt into these plans once a year, usually in the third or fourth quarter, to decide what portion of their future compensation to defer. This decision often coincides with personal budget planning, such as family vacations. Many individuals choose to receive a lump sum at retirement or defer funds into accounts to provide income during the initial years of retirement. With increased job mobility, lump sum payouts are common when clients leave employers.

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