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Leena from Marietta discusses profit-sharing plans in an interview. These plans are defined contribution plans primarily funded by the employer, meaning employees typically do not contribute. If the company performs well, the employer adds contributions on the employee’s behalf, but must follow legal requirements for fairness. Employers may allocate more funds to older employees than younger ones. The contributions are placed in a savings account for the employee, but access may depend on a vesting schedule, which could range up to six years, affecting the percentage employees receive based on their tenure. Employees may need to work for a specified period to be fully vested.