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In this educational program, the speaker discusses the various types of cash or personal property that may be involved in real estate secured transactions. He emphasizes that these assets are often treated separately and governed by different rules compared to real property collateral. Notably, he mentions the unique interplay between personal property and real property remedies in the states where he operates, contrasting it with the more confusing legal landscape in the Midwest and East Coast. The aim is to demystify how these laws work together and provide options, along with an explanation of the relevant documentation.