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okay welcome back everybody its march 3rd 2021 and i have been getting hundreds of questions literally hundreds of questions about transcripts on my videos so im going to do a full breakdown of what youre looking at what youre looking for what you should be concerned about and what you shouldnt be concerned about on your transcript so lets just start right from the top you want to open up that account transcript as it is the account transcript that will be showing you the information you want to look for so well start from after the names and social security and all that personal information so the first thing were going to be looking at is right at the top youre going to see account balance accrued interest accrued penalty and account accruals basically and all this is going to be populated with information until your return is processed and then if you have a refund coming once you get your refund its going to go back to zero if your tax return is not complete yet its goi