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an agreement and principle has always been one of the most important parts in purchasing a property in the UK in this video we go through why you need an agreement in principle how you go around actually getting an agreement in principle and whether its still just as important in 2023 to actually get one agreed so lets get started [Music] thank you so first of all what actually is an agreement and principle an agreement in principle is basically just a document from a bank or a building Society just sitting that youre credit worthy and theyre willing to give you a loan subject to you meeting certain conditions now an agreement in principle can be called many different names some people call them an agreement in principle an AIP some people call them a decision in principle a dip sometimes theyre called a mortgage promise and some people just call them a credit check theres no right or wrong effectively theyre all really the same thing now if youre a first time buyer youre pro