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In this tutorial, Rob Freeman explains how to verify a certificate of insurance (COI). A COI serves as proof of insurance coverage for individuals or companies. To verify it, check that it is on an Accord 25 form, which includes essential information such as the names of the insurance carrier(s) and broker (if applicable), the types of insurance held, coverage limits, and policy expiration dates. Additionally, certificate holders often seek confirmation of their status as additional insured parties and any specific coverage terms associated with the certificate. This ensures that all necessary coverage is in place.