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so what is title insurance he has most people what title insurance is theyll say its that thing that insures title what does that mean well you know it insures the title which is ownership of thing title insurance naturally the best answer youll get so lets start with this just remember that title is ownership when you have title it means that you are the owner so in title insurance ensures that you are the owner still a bit blurry no worries lets look at this a little bit more everyone has things they look for when theyre buying a house maybe youre looking for good schools to be close to work or a playground closeby these are all important things to consider but what about the history of the property over the years things like liens easements and subdivisions may cause confusion over who has the right to the property even divorces can result in legit claims to the title of your house after you buy it thats where title insurance comes in when you buy or refinance a home title