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hi everyone its adriana from enterprise legal here today i thought wed talk a little bit about the difference of how you can complete settlement with your matters and that can be done through two different ways the traditional paper method or by online conveyancing through our system called pexa so when buying or selling a property one of the ways that you can complete settlement is by paper settlements and thats the traditional way that settlements do occur now what this means is there will be a number of parties usually four being the buyers solicitor the buyers financier the sellers solicitor and the sellers financier or bank and they all get into a room and exchange checks and the transfer documents and its all sort of um done on a table and everyone is checking all different documents once everyone has checked all the documents that are presented at settlement and all the bank checks then if everyones happy that is when settlement is complete this can take around you know fi