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adjusting the covered california monthly subsidy hi im kevin knaus with insurance kevin.com and there are times when some households would like to adjust the monthly premium tax credit they receive from covered california now by default all of the monthly subsidy that the household is eligible for is applied to your health insurance premium that amount sent to the carrier but there are times when people arent entirely certain whats going to be happening in the year because everything is estimated and they would like to lower how much is being applied because they want to lower how much they may be responsible for this might be the case if youre not sure if a current household member youre taking as a tax dependent youll be actually able to take when you do your taxes or maybe that household member is earning some money that may be applied to the overall income which would potentially reduce the subsidy youre eligible for you may have to pay some back or you may be planning on p