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if youamp;#39;re thinking about challenging whether or not you should have a representative payee a couple of things you should keep in mind one the Social Security Administration is the final decision-maker about what you need to have a representative payee or not and theyamp;#39;re not doing it to penalize you theyamp;#39;re doing it because they want to make sure that this someone has in your best interest your finances in mind secondly if you believe that person is you and you donamp;#39;t need a representative payee ask Social Security specifically what they need in order for you to demonstrate what you have to show in order to demonstrate that you donamp;#39;t need never a representative payee so if youamp;#39;ve done that step thirdly get that information Social Security as soon as possible and if they tell you that this is not enough find out from them what else they need and finally recognize this if Social Security has made a determination - based on your medica