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are you excited that you are getting a big tax refund ooh you just got one to be excited about that because you know what youamp;#39;re doing youamp;#39;re using it as a method of horse savings when you pay into the feds extra money all year long making an interest-free loan to the federal government so that you will have that money come almost like a bonus check or a small lottery winning bad plan whatamp;#39;s better is to reduce your withholding where you work and you just go to your payroll office and you tell them I want so much less taken out of my check because you donamp;#39;t want a big refund check because itamp;#39;s double trouble first with all the problems with tax fraud tax ID theft letamp;#39;s say you are expecting a tax refund of a few thousand dollars and somebodyamp;#39;s filed false returns if theyamp;#39;re you youamp;#39;re gonna have to wait 10 to 14 months for your legitimate refund while the IRS clears away all the mess from the tax return filed by a
