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welcome to XL 2010 business of math video number 38 hey if you want to download this workbook Excel 2010 business math chapter 4 and follow along click on the link below the video and were going to start on the sheet checking fees and heres the deal we got to figure out for some checking accounts youre charged for checks not all accounts it pays to shop around the fee thats charged for checks totally depends on the contract many banks will give you free checking but some will not and so heres kind of a an example from our textbook of how you might get charged so it depends on your average balance right so were going to do a couple examples or average balance for the balance for the month was 833 our average balance it meaning the balance in the account for the month was 3149 so that determines the fee as you look down here if you have five thousand dollars or more youre not charged to anything right because they assume you have so much money in the account that were theyre go