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my name is ron drescher iamp;#39;m an attorney practicing bankruptcy and commercial litigation in maryland delaware pennsylvania and virginia and today i want to explain why if you canamp;#39;t qualify for chapter 7 or 13 you can still get bankruptcy relief under chapter 11. under the bankruptcy code you have a means test and under the means test that will decide if you qualify or not for chapter 7 of the bankruptcy code if your income is too high you donamp;#39;t have sufficient deductions youamp;#39;re probably going to be forced out of chapter 7. then the next question is can i file for chapter 13. chapter 13 has debt limits these debt limits they fluctuate from year to year based upon cost of living but they are set by statute and they are rigidly followed so if you donamp;#39;t qualify under the debt limits for chapter 13 and your gross income is too high for chapter 7 you wonamp;#39;t necessarily be deprived of relief under the bankruptcy laws because you might qualify for