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I recommend that everybody have at least two credit cards the first credit card is one that has a very low limit letamp;#39;s say two thousand dollars and thatamp;#39;s the number you use on all the online services if they get nobody can spend more than two thousand dollars thatamp;#39;s how you protect yourself the other card is the one you use when you actually buy things that are not online and perhaps those purchases can be much more expensive