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A former Louisiana sheriff's dispatcher, Kellen Spadoni, discovered a significant amount of money in her bank account, which was a mistake by Charles Schwab. Instead of notifying the bank, she transferred the funds into another account and used them to purchase a home and an SUV. She has now been arrested for theft and is facing a lawsuit from Schwab after ignoring several attempts from the company to reclaim the funds. Legal experts discuss the implications: while Schwab's mistake is acknowledged, it does not grant Spadoni a legal right to keep the money.