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In this video tutorial, the focus is on the contract of guarantee and the contract of suretyship within the context of security and credit transactions. The contract of guarantee involves a guarantor who binds themselves to a creditor to fulfill the obligations of a principal debtor if the latter fails to do so. It is referred to as an accessory contract, meaning it cannot exist without a principal obligation. The most common scenario is when a principal debtor defaults on a loan, prompting the guarantor to cover the payment. Additionally, this contract can also apply to situations involving voidable or unenforceable obligations. The tutorial is intended for educational purposes and is not a substitute for legal advice.