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A durable power of attorney involves two parties: a principal and an agent. The principal designates the agent to manage their financial matters in writing. Typically, a spouse is chosen as the agent, but the principal can select anyone trustworthy, and it's often recommended to choose a beneficiary from their will. The principal may appoint multiple agents to make joint decisions or designate an alternative agent in case the primary one fails to act. Unlike a general power of attorney, which ceases when the principal becomes incapacitated, a durable power of attorney remains valid even in such situations, continuing until the principal's death or until it is revoked.
