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This tutorial discusses the concept of renting to own and highlights several concerns. The speaker, a lender, expresses skepticism about entering into rent-to-own agreements, often presented as a solution for those with poor credit. While it may seem appealing, the arrangement can lead to complications. The speaker warns of potential scams, emphasizing the importance of verifying the legitimacy of the seller. Even with a legitimate company, there are critical factors to consider, such as ensuring that rental payments are actually credited towards the down payment. Caution is advised to avoid pitfalls associated with these agreements.
