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When applying for a mortgage, treat your application like a CV, aiming for simplicity to help bank representatives. Ensure your finances are organized: maintain a clean record in your accounts, minimizing transactions. You typically need a deposit; keep your main account straightforward, with regular income and expenses. For couples, it's advisable to have both individual current accounts and a joint savings account, ideally resulting in three accounts: two current accounts and one joint savings account. This organization presents a clearer financial picture to the lender.
