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The speaker compares 1099s to a minibar in a hotel, emphasizing that they are not part of the core services offered, akin to amenities like the bed and bathroom. Instead, 1099s represent an extra service that clients must pay for at a premium, similar to overpriced snacks and drinks. The rationale behind this is the convenience they provide, which clients are willing to pay more for. The speaker warns that if clients do not recognize the value of this service, they should manage their own 1099s, as it shouldn't be the responsibility of the service provider. The lesson stresses the importance of valuing 1099 services appropriately.