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This is a tutorial on how to write a personal loan agreement using a fillable form in Adobe PDF. The agreement includes details such as the effective date, the borrower's information (in this case Johnny Appleseed), the amount borrowed (in this case $10,000), the repayment terms, and the details of the loan. You can choose to write the agreement in Adobe PDF, Microsoft Word, or rich text format on a specific webpage. Make sure to fill in the blanks with the appropriate information before finalizing the agreement.