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okay here were going to talk about bonds and before i go into bonds i want to uh the the one thing when i talk to students they they always thought about stock and they want to know about stock and so forth however im going to make the argument now and you know throughout the course that bombs are much more interesting in fact if you were to go back to uh work at solomon brothers back in the 80s uh if you if you did poorly that you know where they kind of sent you for your career to die was equities in dallas where you wanted to be bombs in new york right so bonds are very interesting bond markets are large right uh however bonds have are mainly dealt with by institutions right so students dont really see this you see stock and rob and all that sort of stuff uh and thats fine but but really theres theres an absolutely massive amount of money to be made in bonds and bonds are where i worked uh so im partial to bonds now first and foremost before we jump in here the text and im