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all right so apparently theres something rich people know about 401ks that the rest of us dont so lets take some notes so what I tell people is that is your company have a 401k yes does it have a match yes explain the match well if I put in four percent they match with four percent okay good I do that thats 100 rate of return but above the match I wouldnt put in my 401k anymore I would put that in a cash value life insurance because I want to be in control I want to have tax all right he lost me at instead of 401k Id invested into cash value life insurance which is why today we have to talk about Americas most toxic trait the 401K you may be surprised when you open your next quarterly 401K statement why do it youre not here um you know this I I have not been opening many statements now a 401k is kind of like going to the doctor you know you should go every once in a while but if you never do is there ever anything actually wrong with you in the first place Millennial Pro tip on
