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[Music] is this victory walk with Diavik five and season four so today Im going to show you a really helpful financial tool that you can create yourself its a amortization table with extra payments so so today were Im only going to create the table and then tomorrow Im going to show you how to use it okay so lets get and the neat thing with this table is that you can also use it for loans credit cards you know mortgage rates or mortgage payments of course and effect and see what happens when you do extra payments at any point in time okay so lets get started with creating the table all right so here we have excel in any Excel or spreadsheet program will work but anyway so the first thing I do is put in title and Ive already pre typed it so Im just going to put it highlight it as black so you can see it because Im doing this one-handed so there it is amortization table with extra payments so since its a title I like to increase the size and bold it okay so then the first box
