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Steve Lato explains mechanics liens and garage keeper liens concerning automobiles. Mechanics liens allow service providers, like plumbers, to file a claim against a property if they aren't paid for their work, ensuring they get paid when the property is sold. In Michigan, garage keeper liens specifically pertain to vehicles and are authorized by MCL 570.301. Lato shares a personal anecdote about a friend who owned a gas station and performed mechanical work, highlighting the real-life application of these liens in automotive services.