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hello ha I am John Roth an estate planning attorney and this is just ask John where I answer your estate planning question todays question is what is a signatory this question has to do with what we call in capacity planning estate planning is generally understood to be planning for what happens to your stuff after your lifetime but a big part of estate planning is actually what happens during your lifetime if youre unable to manage your own financial affair the basic estate planning documents include maybe a power of attorney or a trust that will allow you the opportunity to appoint someone who is able to step into your shoes during your life if youre unable to manage your own affairs the most common scenarios we see include maybe someone being diagnosed with dementia where theres a gradual decline of the mental capacity another scenario is if someone gets into an accident and you either physically or mentally unable to go to the bank and write checks so some friend or family memb