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[Music] what is the difference between your auto insurance policy and a vehicle service contract auto insurance policies provide coverage in case of a collision or accident as defined in your policy while a vehicle service contract provides added protection in case of mechanical breakdown or repairs unexpected repairs and mechanical issues are not covered under standard insurance policies and can be the cause of major expenses that are your responsibility to pay adding protection for your vehicle with the vehicle service contract can help minimize repair expenses you may encounter down the road and can help ensure you are covered should a mechanical breakdown occur contact your dealer to find the right coverage for you