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Today's video is sponsored by Skillshare. Companies often offer more than just salary to employees, including benefits like stocks. The three most common ways to offer stocks are through restricted stock units, employer stock purchasing plans, and employee stock options. Many people are unaware of the differences between these programs and the tax implications they carry. This video will cover the basics of these programs, tax consequences, and provide tips on how to handle them. Let's dive into RSU and USBP first, before discussing stock options.