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A photography payment plan is created between a professional photographer and a client to make costly services more affordable. The payment plan agreement should include names of the parties, description of services, total balance due, repayment plan details (including down payment, interest rate, start date, and repayment period), payment instructions, late payment stipulations, signatures, and any other applicable terms. Offering payment plans can benefit both the customer and the photographer, with customers avoiding a single lump sum payment and photographers potentially collecting interest. For more legal documents, visit e-forms cal for online resources.