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Michael Schuster from the Divorce Specialist Group discusses the complexities of creating a personal separation agreement to save on legal and mediation fees. While many couples might find the process straightforward if they plan to remain amicable, drafting such an agreement requires careful consideration of several important factors. Schuster emphasizes that verbal or written agreements can be problematic if they contradict existing laws or each other. Although he supports amicable divorces, he cautions that self-drafted separation agreements can lead to unforeseen issues down the line. It's crucial to recognize the potential pitfalls when navigating this process independently.