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In this tutorial, Al Red Murr of the Maryland Insurance Administration discusses understanding your rights when an insurance company does not fully pay your medical bills. He emphasizes the importance of knowing the claims process to ensure you receive what you're entitled to under your health care plan. Using an example, he explains that after visiting a primary care physician for knee pain, with a $1,000 deductible and $750 applied, the process of claims filing begins. All providers involved are in-network, so they will submit the claims to the insurance company on your behalf. The insurance company then processes these claims in the order they are received.
