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so most brokers want to use our proposal when presenting it to the intern instead we actually recommend each agent should have their own quote template dont rely on ours because the information disclosed is for you each agent should actually customize how you want to present the quote and what information you want to put on it to the customer there are important pieces i recommend including on your template especially when it comes to you know the percentage of debits credits its important to present net rates also which takes in account discounts that are being applied and jacob actually attached in the chat a an example of a work comp proposal that you can use in your office so lastly the payment instructions so um with workcomp uh the premium is due um with word comp uh word comp policies are not able to be financed so i get this question often can we finance a word comp policy the answer is no um with word comp policies everything is direct bill not agency bill so the insured is