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In this video tutorial, the presenter guides viewers on how to write a hardship letter for loan modification. A hardship letter is a personal communication from the borrower to the lender, explaining the circumstances that led to missed mortgage payments. The tutorial outlines a step-by-step process, starting with the inclusion of personal information: full name, home address (number, street name, city, state, and zip code), and optional contact details (phone number or email). Additionally, the letter should be dated using the format of month, date, and year. The tutorial emphasizes clarity and detail in conveying the financial difficulties faced.
