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The Sukanya Samruddhi Yojana, introduced by Prime Minister Modi in 2015, aims to promote financial planning for the higher education and marriage of girl children. The initiative addresses the challenges faced by parents who lack financial strategies, which can lead to difficult situations, such as forcing daughters to abandon education or accruing debt from money lenders. The scheme encourages parents with girl children to open an account specifically for this purpose, ensuring adequate funds are available when needed.