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The tutorial focuses on an arbitration checklist designed to guide users through the arbitration process. The first step is to obtain an arbitration agreement, which is crucial; without it, arbitration cannot proceed. If a company lacks an arbitration agreement, users must seek written consent for arbitration. Previous lessons include guidance on locating these agreements, with quick retrieval options such as contacting the creditor directly or checking resources like the DFPB for credit card agreements or the ADR Library.