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most of us have a lot going on like RBC clients Sarah and Jack and they find juggling the expenses of everyday life can be a lot to manage thats why theyre glad that their RBC advisor Chris recommended getting the line of credit a few years back its made a big difference Chris explained to them that a line of credit is a lot like a loan in that they were approved for a predetermined amount or credit limit but unlike a loan where you borrow the full amount upfront once youre approved for a line of credit you decide how much you use you can use it all or just part of it anytime you want without having to reapply a bit like a credit card but with a much lower interest rate and no annual fees or cash advance fees by repaying what you borrowed on your line of credit that amount becomes available to reuse again to learn more about a line of credit and whether its right for you talk to your RBC advisor today