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[Music] whats the best way to help an employer or retain a key employee well the executive bonus plan is probably the best way its a very simple plan it doesnt need a legal document and all youre doing is buying a policy on the employee that will be owned by the employee and the employee can select a beneficiary the employer pays the premium the premium is included in the employees income the premium payment by the employer is deductible so this is something thats also good for an owner and polity of a c-corporation but if you dont have a c-corporation and you try to help the owner employee there are usually more tax-efficient ways that an owner employee can get money out of his own business so if you have a situation that would call from an executive bonus plan call Ronnie call Gayle or call me